BM Law

Archive for May, 2011

Debt collection is the collection of the delinquent debt amount from the debtor. Business to business debt collection is generally a tedious process. It has to be tackled with great effort since business relationships must not be hurt. Federal law also limits harassment and abusive practices in debt collection, imposing the Fair Debt Collection Practices Act or the FDCPA. Outsourcing of the debt collection to agencies is also a common practice. Debt collection agencies provide personalized services to collect debts.Business to business debt collection usually starts from communications with the debtor. Debtors are informed about the debt amount over the phone. Within five days of the first conversation, the creditor can engage in written correspondence with the debtor regarding the details of the debt. Regular reminders will help to collect the debt amount faster. In the absence of any favorable response from the debtor, the creditor can send a notice, .. more»

Someone who encounters any kind of accident that leads him or her to potential harm should familiarize himself with the provisions of the personal injury law. There are a number of times when catastrophic accidents are to blame for such cases and there are times when the effects are fatal. When a person does not place much responsibility to the things he or she does, these people can easily cause damage to others and so the article will be focusing on such kinds of events.An example of a law that serves to protect the interests of every person alike is referred to as the personal injury law which is part of civil law. The law provides victims with the right to sue for damages from the liable parties whose negligence resulted to the injuries that were sustained. People can be charged with liability claims under this ruling when the cause .. more»

With the seemingly unabated growth of the Internet, it's not that surprising that you can now find virtually any service or product that you could possibly imagine right at your fingertips. Online legal advice is no exception to this new trend. More and more law firms are using the Internet to reach out to potential new clients/customers. Because more people have access to the Internet, advice was the next obvious step for legal firms to be able to offer their help and advice to the millions of people now surfing the World Wide Web.Nowadays you will find plenty of solicitors advertising their services online. Everything from workers compensation claims to personal injury lawyers to car accident advice nearly every law firm will have an online legal advice branch that can advise you with any query you may have. Most reputable law firms will have a website where you can get .. more»

It is very possible that you have heard the somber statistic that over half of all marriages in the US end in divorce. When at least one spouse is intent on ending a marriage, their partner can delay but not prevent it from happening. If you and your spouse have to go through this tough time, one of the issues that may come your way is whether or not the fault rests with one person. When it is determined that the separation is a "no-fault divorce," the reason may be labeled "irreconcilable differences."An affair is a common grievance for arguing that the person at fault is the one who was unfaithful. However, the individual who was not faithful can fight back against this "fault" claim if they can prove that their spouse knew about the deceit, but forgave or condoned the behavior. This is an example of one way that .. more»

Owing to the increasing pressure on the consumers to settle their debts with the creditors, a lot of debt settlement firms have come into existence. Many of these firms are just in the market to earn some quick money without the intention of providing settlement services to the consumers. These fraudulent companies charge excessive fees from the consumers who are in desperate need to find a solution to their problems. Thus they end up becoming the victims of these fake and bogus companies which take undue advantage of the whole situation. However, because of the illegal practices of a few, the legitimate companies in the market also have to suffer.In order to prevent the fraudulent companies from misleading the consumers and also to help repair the image of the reliable firms, the government had to step in to take some necessary measures. The new FTC's ban on upfront fees is .. more»

Before you contact a personal injury law firm, it is good to know who this type of practice can help. Fortunately, most such firms assist a lot of people, whether they have been in a car accident or injured when using a product. These kinds of occurrences happen every day, and far too often people simply go without contacting a legal authority to claim the damages that they are rightly owed. Consider the main ways that this kind of practice can help others.Auto accidents usually involve injuries of some sort, in which case contacting a lawyer is a good idea. Whether you have been in an accident with a sedan, a truck, or a motorcycle, an attorney with lots of experience dealing with injuries can help. If you are having trouble getting either your insurance company or the at-fault driver's provider to pay for your medical bills, an attorney can .. more»